/* Public website + client portal */
.site { background: #fff; }
.wrap { max-width: 1160px; margin: 0 auto; padding: 0 20px; }
.site-nav { position: sticky; top: 0; z-index: 30; background: rgba(255,255,255,.94); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); }
.site-nav .wrap { display: flex; align-items: center; gap: 22px; height: 68px; }
.site-nav .brand { color: var(--ink); padding: 0; }
.site-nav .links { display: flex; gap: 20px; margin-left: auto; align-items: center; }
.site-nav .links a:not(.btn) { color: var(--ink-2); font-weight: 600; }
.hero { position: relative; overflow: hidden; background: linear-gradient(140deg, var(--sidebar) 0%, var(--primary) 70%); color: #fff; padding: 72px 0 96px; }
.hero::after { content: ''; position: absolute; right: -160px; top: -160px; width: 520px; height: 520px; border-radius: 50%; background: radial-gradient(circle, rgba(255,255,255,.12), transparent 70%); }
.hero .wrap { display: grid; grid-template-columns: 1.15fr .85fr; gap: 48px; align-items: center; position: relative; z-index: 1; }
.hero h1 { font-size: clamp(2rem, 4.2vw, 3.2rem); line-height: 1.1; margin-bottom: 18px; letter-spacing: -.02em; }
.hero p.lead { font-size: 1.12rem; opacity: .9; max-width: 560px; }
.hero .cta { display: flex; gap: 12px; margin-top: 26px; flex-wrap: wrap; }
.hero .btn.ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,.5); }
.hero .trust { display: flex; gap: 26px; margin-top: 32px; flex-wrap: wrap; opacity: .9; font-size: .92rem; }
.hero .trust b { display: block; font-size: 1.4rem; color: var(--accent); }
.calc { background: #fff; color: var(--ink); border-radius: 16px; padding: 24px; box-shadow: 0 24px 60px rgba(0,0,0,.25); }
.calc h3 { margin-bottom: 4px; }
.calc .res { background: var(--primary-50); border-radius: 12px; padding: 14px 16px; margin-top: 14px; }
.calc .res .big { font-size: 1.8rem; font-weight: 700; color: var(--primary); }
.calc input[type=range] { padding: 0; accent-color: var(--primary); }
.section { padding: 80px 0; }
.section.alt { background: var(--bg); }
.section-head { text-align: center; max-width: 680px; margin: 0 auto 46px; }
.section-head .eyebrow { color: var(--primary); font-weight: 700; text-transform: uppercase; letter-spacing: .12em; font-size: .78rem; }
.section-head h2 { font-size: 2rem; margin: 8px 0 10px; }
.features { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.feature { padding: 24px; border: 1px solid var(--line); border-radius: 14px; background: #fff; }
.feature .ic { width: 46px; height: 46px; border-radius: 12px; background: var(--primary-50); color: var(--primary); display: grid; place-items: center; margin-bottom: 14px; }
.feature .ic .ico { width: 22px; height: 22px; }
.products { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 20px; }
.product { background: #fff; border-radius: 16px; padding: 26px; border: 1px solid var(--line); border-top: 4px solid var(--primary); display: flex; flex-direction: column; }
.product .rate { font-size: 2.2rem; font-weight: 700; color: var(--primary); }
.product ul { padding-left: 18px; color: var(--ink-2); flex: 1; }
.steps-h { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: s; }
.steps-h div { position: relative; padding-top: 56px; }
.steps-h div::before { counter-increment: s; content: counter(s); position: absolute; top: 0; left: 0; width: 42px; height: 42px; border-radius: 50%; background: var(--accent); color: #1b1b1b; font-weight: 700; display: grid; place-items: center; font-size: 1.1rem; }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 30px; }
.site-foot { background: var(--sidebar); color: #c9d4df; padding: 44px 0 26px; }
.site-foot a { color: #fff; }
.site-foot .cols { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 30px; }
.site-foot small { color: #8ea2b6; }
.portal-head { background: linear-gradient(140deg, var(--sidebar), var(--primary)); color: #fff; padding: 26px 0 64px; }
.portal-head .wrap { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.portal-body { margin-top: -44px; padding-bottom: 50px; }
.portal-tabs { display: flex; gap: 6px; margin-left: auto; flex-wrap: wrap; }
.portal-tabs a { color: #fff; padding: 7px 14px; border-radius: 20px; opacity: .85; text-decoration: none !important; }
.portal-tabs a.on, .portal-tabs a:hover { background: rgba(255,255,255,.16); opacity: 1; }
.policy { max-width: 820px; margin: 0 auto; white-space: pre-wrap; line-height: 1.75; }
@media (max-width: 900px) {
  .hero .wrap, .contact-grid, .site-foot .cols { grid-template-columns: 1fr; }
  .features, .steps-h { grid-template-columns: 1fr 1fr; }
  .site-nav .links a:not(.btn) { display: none; }
}
@media (max-width: 560px) { .features, .steps-h { grid-template-columns: 1fr; } }